J. A. Ray Insurance Services, Inc.is a financial services firm committed to helping our clients improve their long-term financial success. Our customized programs are designed to help grow, protect and conserve our clients’ wealth by delivering a level of personalized services and experience.

In nearly forty two years of private practice it has been my experience that each of our client’s needs and resources are as unique as they are. As such, each solution we design and recommend is tailored specifically around their unique circumstances. 

If you have questions or desire advice for:

• Employee Benefits
• Insurance
• Financial Planning
• Business Planning
• Estate Planning
• Asset Management

We have the experience and the knowledge to advise you. Our goal to is to provide personalized analysis, advice, implementation and follw-up service to every client every year, one client at a time.

You will probably notice as you travel through our website that it wasn’t designed to sell you anything. Rather, it was designed to be an electronic business brochure, endeavoring to explain who we are and what we do. Hopefully we have piqued your interest enough to encourage you to call us.

Included at this site you will also find a number of interesting and hopefully helpful web links, articles and calculators that you are welcome to use without charge or obligation. Please enjoy them for your personal financial research and reading.

Finally, I  encourage you to explore our site and learn more about the services we provide. Should you have any questions or would like more information on our firm, please feel free to call, fax or email us. Our email address is email, and our telephone number is 626-967-8876. We look forward to hearing from you and thank you for visiting our website.

Cordially,

Jim A. Ray, MSFS, CLU, ChFC, LUTCF, CFS, BCM, CAS, BCA

NOTE: Certain individual and group products can be purchased directly through this website without ever speaking to an agent/adviser. However, even though this is possible we recommend that you consider calling, faxing or emailing us for a free no obligation discussion concerning your needs prior to making any decisions to purchase.